LibGuides: Financial Literacy: Credit and Loans

Introduction

Most people think about student loans when they think about college finances. However there is more to learn about when it comes to your financial future. It is also important to understand credit cards and other kinds of loans such as car loans or home mortgages. It can be overwhelming to read over the various different forms that need to be filled out to obtain such loans. These links translate the financial jargon into easy to understand concepts.

Resources on Credit and Loans

Free Credit Reports
The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s credit reporting companies. You can obtain yours here.
Federal Student Aid
U.S. Department of Education site explaining how to view Federal student loan documents, entrance counseling and how to sign promissory notes.
Credit and Loans
This page from the Federal Trade Commission provides links about getting credit, credit reports, credit and debit cards, loans, and background checks for employment.

The Unemployed College Graduate's Survival Guide by Bonnie Kerrigan Snyder
Call Number: 650.14 K468un
ISBN: 1440560234
Publication Date: 2013-01-18
Real-life advice for getting through the economic downturn. You've spent hundreds of hours searching and applying for jobs in your field, but you still haven't landed anything. What gives? Unfortunately, in today's market, it doesn't really matter how impressive your resume is or how well you interview--there simply aren't enough jobs for everyone. The Not-Yet-Employed College Graduate Survival Guide isn't just another career handbook. Inside, you'll find honest, real-life advice and strategies for dealing with the downturn in the job market. Since it'll be some time before the current economic climate changes, this book shows you how to switch your focus toward your immediate needs--such as paying off student loans and making rent each month--in order to alleviate the debt you've accumulated while in school. You'll also learn how to position yourself as a standout candidate when jobs arise with valuable exercises that sharpen your interview skills, professional online presence, and resume. With The Not-Yet-Employed College Graduate Survival Guide, you won't have to give up on your dream career to make ends meet today.